Adrian Bank

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Minimize

Rates effective as of June 15, 2009
Penalty for early withdrawal.
Not automatically renewable.
CD minimum opening deposit: $1,000.

* APY = Annual Percentage Yield

Certificates of Deposit

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Rates effective as of July 8, 2010
Penalty for early withdrawal.
CD minimum opening deposit: $1,000.

Account Type

Interest Rate

APY*

3 Month

0.85%

0.86%

6 Month

1.05%

1 Year

1.50%

1.51%

2 Year

1.75%

1.76%

3 Year

2.25%

2.26%

4 Year

2.50%

2.52%

5 Year

2.75%

2.76%

* APY = Annual Percentage Yield

Checking

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Rates effective as of July 8, 2010
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
NOW Account minimum opening deposit: $750.
Elite VIP minimum opening deposit: $1,000.

Account Type

Interest Rate

APY*

NOW

0.15%

Elite VIP

0.25%

* APY = Annual Percentage Yield

Money Market

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Rates effective as of July 8, 2010
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Money Market minimum opening deposit: $2,500.

Account Balance

Interest Rate

APY*

Up to $10,000

0.60%

0.61%

$10,000 to $25,000

0.75%

0.76%

$25,000 or more

1.00%

1.01%

* APY = Annual Percentage Yield

Savings

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Rates effective as of July 8, 2010
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Passbook Savings Account minimum opening deposit: $100.
Kids Klub Savings Account minimum opening deposit: $1.

Account Type

Interest Rate

APY*

Passbook Savings Account

0.35%

Kid's Klub Savings Account

0.35%

* APY = Annual Percentage Yield

Individual Retirement Account

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Rates effective as of July 8, 2010
Penalty for early withdrawal.
IRA minimum opening deposit: $50.

Account Type

Interest Rate

APY*

IRA

2.00%

2.01%

* APY = Annual Percentage Yield

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