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Current Specials
Current Specials
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Rates effective as of July 12, 2008
Penalty for early withdrawal.
Not automatically renewable.
CD minimum opening deposit: $1,000.

* APY = Annual Percentage Yield
Certificates of Deposit
Certificates of Deposit
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Rates effective as of March 20, 2008
Penalty for early withdrawal.
CD minimum opening deposit: $1,000.

Account Type   Interest Rate   APY*  
3 Month  
2.15%   2.16%  
6 Month  
2.85%   2.87%  
1 Year  
3.05%   3.07%  
2 Year  
3.15%   3.17%  
3 Year  
3.25%   3.27%  
4 Year  
3.35%   3.37%  
5 Year  
3.65%   3.68%  

* APY = Annual Percentage Yield
Checking
Checking
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Rates effective as of January 22, 2008
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
NOW Account minimum opening deposit: $750.
Elite VIP minimum opening deposit: $1,000.

Account Type   Interest Rate   APY*  
NOW  
0.50%   0.51%  
Elite VIP  
0.75%   0.76%  

* APY = Annual Percentage Yield
Money Market
Money Market
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Rates effective as of January 22, 2008
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Money Market minimum opening deposit: $2,500.

Account Balance   Interest Rate   APY*  
Up to $10,000  
1.50%   1.51%  
$10,000 to $25,000  
1.75%   1.76%  
$25,000 or more  
2.00%   2.01%  

* APY = Annual Percentage Yield
Savings
Savings
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Rates effective as of January 22, 2008
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Passbook Savings Account minimum opening deposit: $100.
Kids Klub Savings Account minimum opening deposit: $1.

Account Type   Interest Rate   APY*  
Passbook Savings Account  
1.00%   1.01%  
Kid's Klub Savings Account  
1.00%   1.01%  

* APY = Annual Percentage Yield
Individual Retirement Account
Individual Retirement Account
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Rates effective as of March 20, 2008
Penalty for early withdrawal.
IRA minimum opening deposit: $50.

Account Type   Interest Rate   APY*  
IRA  
3.50%   3.53%  

* APY = Annual Percentage Yield